Average OnlyFans Income: Mean, Median and Your Take-Home

Mean and median in plain numbers

“Average” usually means the mean: add everything up and divide by the number of accounts. The median is the middle value once every account is lined up from lowest to highest. When a few accounts earn far more than the rest, the two numbers drift apart, and the mean stops describing anyone in particular.

These five pages are invented to show the mechanics; four of them earn less than the mean. For the real platform, only the mean can be calculated. Fenix International's 2025 group accounts report $6.2bn paid out to creators across about 5.06 million creator accounts in Fenix International's financial year to 30 November 2025; simple division gives about $1,225 per account for the year, or roughly $102 a month, which is not what a typical creator earns. Using the 2.5 million active accounts the company reported instead gives about $2,480 a year. Neither filed strategic report includes a median, so any median you see quoted is an outside estimate. The full working, with three years of filings, is on the how much OnlyFans creators make page.

From gross to take-home: the order of deductions

Whatever your earnings are, they shrink in a fixed order on the way to your bank account. Doing the steps in this order stops you counting money twice or forgetting a cost.

1. Gross fan payments. What fans paid for subscriptions, paid messages, tips and streams. Any sales tax added at checkout sits on top and never reaches you, because OnlyFans' Terms of Use treat fan payments as exclusive of indirect sales tax.
2. OnlyFans' fee. The same terms calculate the fee as 20% of each fan payment, leaving the creator 80%, which OnlyFans calls creator earnings.
3. Refunds and chargebacks. A successful one is removed from your income, according to the chargeback article.
4. Conversion and receiving fees. Payouts leave OnlyFans in US dollars, and your bank or e-wallet may charge to convert or receive them.
5. Management or agency fees, if you pay any. Check whether your agreement charges on gross fan payments or on creator earnings, because the same rate gives different amounts. The gross versus net fee explainer shows the difference in detail.
6. Business costs. Equipment, props, software, editing help, promotion and any contractors.
7. Tax. Income tax and, depending on the country, social contributions on the profit that remains.
8. Take-home. What is left for you to spend or save.

Illustrative worked example

Every amount below is illustrative, chosen to make the arithmetic easy to follow. The 20% fee is OnlyFans' own; the management fee rate of 25% is an illustrative figure and not any agency's actual rate. The two columns show the same month under two different fee bases.

The same illustrative rate costs $50 more in the second column only because of the base it is charged on, which is why the base matters as much as the rate. A real month would also subtract any refunds and chargebacks from creator earnings before the fee and costs. The table stops at profit before tax on purpose, because tax depends on where you live. In the United States, the IRS's self-employment tax page sets that tax at 15.3%, worked out on Schedule SE from net earnings from self-employment and owed once those reach $400 for the year, with income tax on top. In the UK, HMRC's trading allowance guidance lets you earn up to £1,000 of trading income a tax year tax-free, though some people must still register for Self Assessment. In Australia, the ATO explains that regular activity with the intention of making a profit may mean you are running a business.

Monthly income tracker template

The only average that describes your page is the one you calculate from your own months. Copy these fields into a spreadsheet, add a column for each month, and fill them in on the same day every month.

The Statements page shows earnings, payout requests, the current balance and a pending balance covering the last 7 days, according to OnlyFans' earnings timing article, so earnings and payouts in the same month will rarely match. Record both. A ready-made version of this sheet is the OnlyFans earnings tracker template.

Income versus cash: why the months never line up

A monthly average mixes two different things: what you earned in a month and what reached your bank in it. OnlyFans' own timings build a gap between the two into every month, so decide which one your tracker measures and keep to it.

• Pending first. The earnings timing article says most creators' earnings stay pending for 7 days, and creators in a small number of countries with high levels of reversed transactions wait 21 days until four months after their first earned transaction.
• Then the transfer. Once you withdraw, OnlyFans' payout timing article says payment should arrive within 3 to 5 business days, in some cases up to 10.
• Referral income runs monthly. The Referral Program Terms say referral payments that build up in one calendar month are transferred on or around the first day of the next.
• Month-end sales slip. Earnings from the last week of a month are still pending when the month closes, so they turn into cash in the following month.

For income and tax records, use earnings by the month they were earned. For budgeting, use payouts by the month they arrived. Mixing the two in one column is how a steady page can look as if it had a great month followed by a terrible one.

Plan from your own median, not the platform average

After six months of tracking, list each month's take-home, sort the figures from lowest to highest, and take the middle one; with an even number of months, average the two middle values. That number is your median month, and it is a sturdier base for rent and bills than either the platform average or your best month.

• Keep a buffer for the gap between earning and receiving: pending earnings take days to clear before you can withdraw them.
• Note what changed in unusually high or low months, such as a promotion, a price change or a break, so the median is not mistaken for a trend.
• Recalculate the median every quarter and adjust your budget only when it moves for more than one quarter.

The guide to budgeting on irregular creator income turns the median into a monthly spending plan, and the creator finance and tax hub covers set-asides by country.

Arithmetic mistakes that inflate income

• Treating what fans paid as income, instead of the creator earnings left after OnlyFans' fee.
• Forgetting that the fee applies to tips and paid messages as well as subscriptions.
• Counting the pending balance as money you already have.
• Leaving out chargebacks, which can reverse a sale after you have already counted it.
• Adding earnings and payouts together, which counts the same money twice.
• Applying a management fee to the wrong base, or forgetting it entirely.
• Ignoring the cost of converting dollars into your own currency.
• Spending the tax set-aside, then meeting the bill in a quiet month.
• Planning around a single best month, or around a platform-wide average that includes millions of other pages.

To test a plan before committing to it, enter your own prices and expected fans in the OnlyFans earnings calculator and run the result through the deductions above.

This page shows the method, not your result, and that is its main limitation: the platform figures are averages from filed accounts, the example is invented, and tax rules differ by country, so treat it as general information and confirm your own position with a qualified tax professional.

Next step: work out your own number

Start the tracker this month and calculate your first median after six months. If you are considering a creator management agency, compare its proposal against these lines and you can apply to SirenCY to discuss it; the terms of any arrangement are set out in each creator's written proposal or agreement.

Sources

Reviewed 2 October 2026. The rules and figures used in this arithmetic were checked against these pages.

• Fenix International Limited, 2025 group accounts filed at Companies House: the payout total and account count behind the platform mean.
• OnlyFans Terms of Use, last updated August 2024: the fee calculation, sales tax and dollar payouts used in the deduction order.
• OnlyFans Help Centre, payout percentages, chargebacks and pending balances: the lines of the worked example and the tracker.
• Internal Revenue Service, Self-Employment Tax (Social Security and Medicare Taxes): the US rate, Schedule SE and the filing threshold.
• HM Revenue and Customs, Tax-free allowances on property and trading income: the UK trading allowance.
• Australian Taxation Office, Turning a hobby into income? You might be in business: when side income becomes a business.

Average Income at a Glance

Frequently Asked Questions