Model earnings, fees and payouts from your inputs
Results are estimate scenarios based on user-entered assumptions, not a forecast or guarantee.
This OnlyFans calculator is free and requires no account. Adjust the sliders above and your earnings estimate updates instantly — showing gross revenue, take-home after the 20% OnlyFans fee, and take-home after agency commission side by side.
How the OnlyFans Earnings Calculator Works
OnlyFans creator income is messier than people think. The platform takes a flat 20% of every dollar earned — subscriptions, PPV, tips, customs, livestreams, all of it. Whatever's left is your gross. Then any agency commission comes off the gross. Whatever survives is what hits your bank account before taxes and business expenses.
This calculator handles all five inputs that actually move the number:
- Active subscriber count — paying subs only, not freemium follows
- Subscription price — your monthly price point (or weighted average if you run a free + paid hybrid)
- PPV unlock rate — what % of your subs unlock the average PPV you send
- Average PPV price — your typical pay-per-view price
- Tip rate & average tip — how often subs tip and how much
Plug those in and you get four output numbers: gross monthly revenue, after-platform-fee revenue, after-agency-commission take-home, and a solo-vs-agency comparison.
The Formula, Explained
Gross monthly = subs × sub_price
+ subs × ppv_unlock_rate × avg_ppv_price
+ subs × tip_rate × avg_tip
After OnlyFans fee = Gross × 0.80
After agency commission = (After OnlyFans fee) × (1 - commission_rate)That 20% OnlyFans fee isn't negotiable. It's the platform's cut on every dollar that flows through. The agency commission, on the other hand, varies wildly — from 15% on the low end for narrow services to higher rates for broader management. A larger fee does not prove a larger return. Compare the commission basis, written scope, exit terms, and reporting before deciding whether the trade-off fits your operation.
Three Worked Examples
Example 1: Beginner solo creator
50 subscribers at $9.99, 5% PPV unlock rate at $15 average, 2% tip rate at $10 average, no agency.
- Subs: 50 × $9.99 = $499.50
- PPV: 50 × 5% × $15 = $37.50
- Tips: 50 × 2% × $10 = $10
- Gross: $547
- After OnlyFans 20% fee: $437.60
- After agency (0%): $437.60/month
Example 2: Mid-tier solo creator
400 subscribers at $14.99, 6% PPV unlock rate at $25 average, 5% tip rate at $20 average, no agency.
- Subs: 400 × $14.99 = $5,996
- PPV: 400 × 6% × $25 = $600
- Tips: 400 × 5% × $20 = $400
- Gross: $6,996
- After OnlyFans 20% fee: $5,596.80
- After agency (0%): $5,596.80/month
Example 3: Higher-volume hypothetical scenario
This separate scenario uses 1,200 subscribers, an 18% PPV unlock rate, a $35 average PPV price, a 15% tip rate at $25 average, and a 35% agency commission. These are user-adjustable assumptions, not a forecast or an agency performance claim.
- Subs: 1,200 × $14.99 = $17,988
- PPV: 1,200 × 18% × $35 = $7,560
- Tips: 1,200 × 15% × $25 = $4,500
- Gross: $30,048
- After the modeled platform deduction: $24,038
- Agency fee: apply 35% only to the monthly fee basis defined in the written agreement
The higher take-home comes from the higher input assumptions. The example only demonstrates how the formula uses an adjustable 35% fee and user-defined fee basis; it does not claim an agency will produce those inputs or that outcome.
What This Calculator Doesn't Include
- Taxes. Creators are self-employed; most countries treat OnlyFans income as ordinary income subject to local rates. US creators owe self-employment tax on top of federal/state income tax. UK/AU/CA have their own schedules. Talk to a creator-savvy accountant.
- Business expenses. Camera gear, lighting, content production, phone bill, internet, subscriptions to scheduling tools, AdsPower for multi-account management, photographer fees, makeup. These are deductible but reduce your post-tax net.
- Refunds and chargebacks. OnlyFans deducts these from earnings. Healthy operations keep chargeback rates under 1% — sloppy ones bleed 3–5%.
- Customs, livestreams, bundle sales. Revenue lines that vary too much to model generically. A top-performing custom seller can add $5–15K/month on top of subscription + PPV.
Frequently Asked Questions
How does this OnlyFans earnings calculator work?
The calculator multiplies your active subscriber count by your subscription price, then adds estimated PPV revenue (subscriber count × PPV unlock rate × average PPV price) and tip revenue (subscriber count × tip rate × average tip). It subtracts the OnlyFans 20% platform fee and any agency commission to show your real monthly take-home.
How much does OnlyFans take from creator earnings?
OnlyFans takes a flat 20% of all earnings — subscription, PPV, tips, custom content, and livestreams. The remaining 80% is your gross before any agency commission, taxes, or business expenses.
How much does an OnlyFans agency typically charge?
Agency pricing varies by provider, scope, and commission basis. SirenCY's verified agency fee is 35%. Request the exact fee basis, included services, and any other pricing terms in writing before signing with any agency.
What's a realistic PPV unlock rate?
There is no universal PPV unlock rate. Use your own account history and test audience segment, offer, price, timing, and message format rather than relying on an agency benchmark.
How much do tips typically add to OnlyFans income?
Tip revenue varies by account and is not guaranteed. Model it separately from subscriptions and PPV, then replace assumptions with your own observed tip rate and average tip value.
Should I work with an OnlyFans agency if I want to keep more of my earnings?
Going solo means keeping all post-platform-fee revenue before taxes and expenses, while agency management adds a fee in exchange for a documented service scope. Whether that trade-off is worthwhile depends on your bottleneck and the agency's execution. Model the fee here, then vet the provider and its contract thoroughly.
Are the calculator results guaranteed?
No. The calculator shows what your earnings *could* be given the inputs you provide. Actual results depend on niche, content quality, audience targeting, consistency, market timing, and dozens of variables outside the calculator. Use it for scenario modeling, not as a promise.
What does the agency commission save me time-wise?
An agency may handle scheduled fan chatting, content planning, marketing operations, reporting, and administration. The actual coverage, responsibilities, and creator time saved depend on the written service scope, so verify each item before signing.
Is this OnlyFans estimate calculator free to use?
Yes. This OnlyFans estimate calculator is completely free, requires no account or signup, and gives you an instant result. Enter your subscriber count, sub price, PPV rate, and tip inputs — the estimate appears immediately on the page.
How much can I make on OnlyFans? (Calculator method)
Use this calculator to test your own assumptions for subscribers, pricing, PPV, tips, platform fees, and agency fees. It is an illustrative model, not an earnings forecast, and your actual results can differ materially.
What is an OnlyFans earnings calculator?
An OnlyFans earnings calculator estimates your monthly revenue using the three main income streams on the platform: subscription income (active subscribers x monthly price), PPV income (subscribers x unlock rate x PPV price), and tips (subscribers x tip rate x average tip). It then applies the mandatory 20% OnlyFans platform fee and any agency commission to show your real take-home. This calculator does all of that in real time as you adjust the inputs.
Want to Discuss Your Assumptions?
Treat the examples above as adjustable scenarios, not promised outcomes. If you want to compare the calculator assumptions with SirenCY's current service scope and written terms, submit an application.
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